SKYPASS Visa Secured Card

Earn SKYPASS miles while building1
your credit in the United States.

  SKYPASS Visa Secured Card 

 

  Apply Now for the SKYPASS Visa Secured Credit Card 

SKYPASS Visa Secured cardmembers experience these essential benefits and features:

  • 5,000 SKYPASS Bonus Miles after your first purchase2
  • Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns)
  • Credit limit based on your deposit, from $300 to $5,000
  • 1,000 Bonus Miles at renewal3 
  • $250,000 in Travel Accident Insurance4 


Additional SKYPASS Visa benefits:

  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners5
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership6 
  • Smart chip technology for added security abroad   
  • Worldwide acceptance and easy cash access
  • Bilingual automated 24-hour account access
  • Bilingual customer service available
  • No cap on miles you can earn
  • Auto Rental Collision Damage Waiver7
  • Online purchase security7
  • Earn SKYPASS miles even faster with Automatic Bill Payment 
  • Get your VantageScore® – at no cost!8
  • Lost and stolen card reporting
  • SKYPASS Visa miles can be combined with your SKYPASS flight miles


Is a Secured Credit Card for me?

Yes, if you haven't had the chance to establish credit1 in the United States yet.

How it works

  • To fund your Secured Card, you can choose to:
    • Fund online using your Checking or Savings Account
    • Print an application and mail a Cashier’s Check or Money Order
  • If your application is approved, we’ll send you a credit card with a credit line the same as your deposit.
  • The deposit is used to open a U.S. Bank Secured Savings Account to ensure your card can be paid. The secured savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
  • Purchases with the card are billed to you each month as with any credit card. You’re responsible for making at least your minimum payment by the due date; payments are not automatically deducted from your secured savings account.
  • When you’ve managed all of your credit obligations responsibly consistently for 12 months, you’ll be well on your way to a strong credit standing, and we may be able to move you to an unsecured credit card product.
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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

©2017 U.S. Bank National Association.

U.S. Bank National Association • 200 South Sixth Street Minneapolis, MN 55402

Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

1 Late payments and going over the credit limit may damage your credit rating.
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2 One-time new SKYPASS Visa cardmember Enrollment Bonus Miles will be awarded after you pay your annual fee or use your card for purchases. Please allow 6 to 8 weeks for Enrollment Bonus Miles to be credited to your SKYPASS member's mileage account. Miles will be awarded to the primary cardmember account. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.
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3 Allow 8 to 10 weeks after the annual fee is paid for your annual renewal Bonus Miles to be awarded to your SKYPASS account. Annual fee must be paid in the month it is due to be eligible for renewal Bonus Miles credit. Certain limitations and restrictions may apply.
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4 You and your eligible dependents are each covered for Accidental Death and Dismemberment Insurance whenever you have charged to your SKYPASS Visa card the entire cost of your travel fares on a common carrier (train, plane, bus, or ship). Restrictions and limitations apply. To receive a description of this coverage, please call the number on the back of your card.
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5 Certain restrictions may apply. See www.koreanair.com for details.
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6 Morning Calm Club members are entitled to exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status. For more details, visit www.koreanair.com.
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7 Certain conditions and exclusions apply. Refer to your SKYPASS Visa Guide to Benefits for more details.
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8 The free VantageScore credit score offered by TransUnion is for educational purposes only and is not used by U.S. Bank to make credit decisions.
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