In Premium Travel and Life

Earn SKYPASS miles while enjoying many new upmarket privileges, inventive benefits and more. Now it’s up to you to decide how and where you prefer to go in The Premium Travel Life.

Annual fee: $450 (no fee for each additional card) view terms and conditions.

Travel Credit

  • Up to $200 annual statement credit on travel purchases1

Travel Benefits

Bonus Miles

  • 15,000 Bonus Miles after you spend $1,500 within first 90 days5
  • 10,000 Bonus Miles at renewal after $35,000 in spend annually6

Accelerated Earn

  • 2 Miles for every net eligible $1 you spend on Korean Air ticket purchases7
  • 2 Miles for every net eligible $1 you spend on Airline Ticket, Car Rental and Hotels8
  • 1 Miles for every $1 you spend on all other eligible net purchases9

Exclusive from Korean Air

  • $100 Off coupon for Korean Air ticket purchase each year10
  • 2 Korean Air In-flight Duty Free $25 coupons each year11
  • 2 KAL Lounge coupons each year12
  • SKYPASS Select Visa card purchases help you reach and maintain Morning Calm Club Membership13

Visa Signature Benefits

  • No Preset Spending Limit for worry-free spending without a fixed limit14
  • Visa Concierge with complimentary 24/7 travel and entertainment assistance15
  • Visa Travel & Shopping special offers from fine hotels, resorts and retail merchants16
  • Visa Sports & Entertainment access to advance ticket sales and preferred seating at popular events16

Additional Features and Benefits:

  • Bilingual automated 24-hour account access
  • Bilingual customer service available
  • Worldwide acceptance and easy cash access
  • Smart chip technology for added security abroad
  • Zero Fraud Liability17
  • Fraud Protection3
  • Travel & Emergency Assistance Services3
  • Auto Rental Collision Damage Waiver3
  • $1,000,000 in Travel Accident Insurance18
  • Automatic Bill Payment
  • Get your VantageScore® – at no cost19
  • No cap on miles you can earn
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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

While this U.S. Bank communication is offered in Korean, not all subsequent communications will be in that language. Some services and correspondence, including important documents related to opening and maintenance of our products (such as account agreements and statements), certain telephone numbers, website pages, and other Internet communications may be available only in English. Independent third party interpreters are available to assist you as needed.

©2018 U.S. Bank National Association.

U.S. Bank National Association • 200 South Sixth Street • Minneapolis, MN 55402

Subject to Credit Approval. Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1 Automatic statement credit(s) totaling up to $200 will be applied to your Account when a SKYPASS Select Visa card is used for purchases made directly from airlines, hotels, or car rental companies Credit(s) apply to eligible Net Purchases that post to your Account on a Cardmember-year basis (based on Account opening date). Only one total credit amount of up to $200 per Cardmember year per Account, regardless of which Card(s) was/were used for the transaction(s). If eligible purchase is greater than $200, credit will be limited to $200. Net Purchases during each billing cycle will be calculated for transactions that a merchant classifies as an airline, hotel or car rental company and a corresponding statement credit will be applied to your Account the next time it cycles. Net purchases are purchases minus credits and returns. U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which purchases will qualify. We reserve the right to adjust or reverse any portion or all of any travel credit for unauthorized purchases or transaction credits.
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2 Cardmembers may receive one (1) statement credit ($85 application fee for TSA Pre✓ or $100 application fee for Global Entry) when the application fee for either program is charged to an eligible Account. Limit one (1) statement credit per Account every 4 years in connection with the TSA Pre✓ or Global Entry program application fees. Eligible Cardmembers will only receive one statement credit for the first program (either TSA Pre✓ or Global Entry) to which they apply and pay for with their eligible Card regardless of whether they are approved for TSA Pre✓ or Global Entry. You must use your Card to complete the TSA Pre✓ application or Global Entry application and pay the application fee with your Card. Please allow 6 to 8 weeks after the program application fee is charged to your Card for the statement credit to post to your Account. Terms, conditions and exclusions apply. If approved, membership in the TSA Pre✓ or Global Entry program is valid for 5 years without additional charges, subject to the program’s terms and conditions. TSA Pre✓ is a U.S. Government program, operated by the Transportation Security Administration (TSA). Visa and U.S. Bank have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by TSA, and no liability with regards to the TSA Pre✓ program. For complete details on the TSA Pre✓ program, including full terms and conditions, go to tsa.gov. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Visa and U.S. Bank have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by CBP, and no liability with regards to the Global Entry program. For complete details on the Global Entry program, including full terms and conditions, go to globalentry.gov.
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3 Certain conditions and exclusions apply. Refer to your SKYPASS Select Visa Signature® Guide to Benefits for more details.
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4 Certain restrictions may apply. See www.koreanair.com for details.
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5 Spend $1,500 in Net Purchases on your account within the first 90 days of account opening and earn 15,000 Bonus Miles. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Bonus Miles will be credited to your account 6 to 8 weeks after you have met the spend requirement. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.
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6 10,000 annual renewal Bonus Miles will be awarded to your SKYPASS account after you spend a minimum of $35,000 in Net Purchases within the anniversary year with your card. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Earned annual renewal Bonus Miles will be awarded to your SKYPASS account each year within eight to ten weeks of the anniversary of your card’s open date. Annual fee must be paid in the month it is due to be eligible for renewal Bonus Miles credit. The value of these rewards may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such rewards. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.
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7 Earn 2 miles for every $1 in qualifying Net Purchases on qualified Korean Air ticket purchases Net purchases are purchases minus credits and returns. Qualified purchases include Korean Air tickets where Korean Air is the merchant of record on your statement, such as tickets purchased through Korean Air ticket agents or koreanair.com. Your SKYPASS Select Visa card must be used to make the purchase in order to be eligible for Double Miles. Any cancellations or credits of Korean Air ticket purchases will offset future double miles earned through additional Korean Air ticket purchases. All Double Miles postings are at the discretion of Korean Air. For Double Miles discrepancies, please contact Korean Air Service Center at 1-800-438-5000.
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8 SKYPASS Select Visa Card: Earn 2 Miles for every $1 in qualifying Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as an airline, hotel or car rental company. Miles are earned on qualifying Net Purchases. Net purchases are purchases minus credits and returns. Upon approval, see your Cardmember Agreement for details. U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which Purchases will qualify and in which category. We will not award Miles for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products.
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9 Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details.
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10 Primary cardmember will receive a $100 discount coupon in cardmember’s SKYPASS account upon SKYPASS Select Visa card account opening and each anniversary date. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the coupons to be deposited into your SKYPASS account. Discount applies to qualified Korean Air ticket purchases on koreanair.com made within 90 days from the date the coupon is deposited into cardmember’s SKYPASS account. Coupon applies to Prestige Class and Economy Class base fares, excluding taxes and surcharges. Certain destination and fare types may not be eligible for discount offer. Coupon is valid from Korean Air North American gateways to Asia on Korean Air operated flights with the same outbound (departure route) and inbound (return route) trip itinerary and may not be applied to tickets with stopovers and multi-leg journey. To locate your coupon, (1) log in to your account on koreanair.com by clicking ‘Login’ on the top right side of koreanair.com main page, (2) click ‘My Dashboard’, (3) select ‘My Coupons’ tab, and (4) check your coupon listed under ‘My Promotional Coupons’. To redeem the coupon, (1) log in to account on koreanair.com, (2) click ‘Book a Flight’ from the top menu bar and book your flight, (3) in ‘Payment’ section, click ‘Promotion Coupon’ within ‘Coupon Discount’ and choose your discount coupon and click ‘Apply’, (4) discount coupon amount will be deducted from Base Fare. Discount will be canceled and full fare will be charged if any changes are made after ticket has been issued. Discount may not be applied to award tickets, upgrade awards, tickets which include other airline flights, or tickets that have already been issued. Coupon is non-transferrable, non-refundable and non-endorsable. This discount ticket offer cannot be combined with any other offer. The Account must be open and in good standing at time the discount is applied. Your SKYPASS Select Visa card must be used to make the ticket purchase in order to use the ticket coupon. Cardmembers must pay annual fee in the month it is due to be eligible for the ticket discount.
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11 Offer is only eligible for SKYPASS Select Visa cardmembers. Please allow 6-8 weeks for delivery of In-Flight Duty Free Coupons. Coupons may only be redeemed when purchasing duty free item onboard a Korean Air flight and may not be used or redeemed on online orders or in airports. Coupons are valid until expiration date. Coupons are non-transferable and have no cash value, and any unused portion of a coupon will not be refunded in cash or credit or any other manner. Must use SKYPASS Select Visa card for purchases that exceed coupon dollar value. Each coupon may be redeemed for purchase of $50 and over. Two coupons may be redeemed at once for purchase of $100 and over. Korean Air and U.S. Bank are not responsible for lost, stolen or damaged coupons. Coupons will not be replaced. Coupon cannot be combined with any other offers. Cardmembers must pay annual fee in the month it is due to be eligible for Inflight Duty Free Coupons.
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12 Offer valid in conjunction with Korean Air tickets on Korean Air operated flights and cannot be used with tickets issued by other airlines. Korean Air Airport Lounges in Korean Air gateway cities within North America and Seoul (Incheon), Korea only. Lounge Coupon is valid for one (1) lounge use only and must be surrendered upon entering a Korean Air Lounge. To access a Korean Air Lounge in North American Korean Air gateway cities, or to access the KAL Prestige Lounge at Incheon after check-in or en route to the final destination, proceed directly to the Lounge with the Coupon. Each year, the primary cardmember will receive two (2) Lounge Coupons 8 to 10 weeks after your annual fee is paid. Cardmembers must pay annual fee in the month it is due to be eligible for Lounge Coupons.
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13 Morning Calm Club members are entitled to exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status. For more details, visit www.koreanair.com.
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14 The Signature card provides the benefit of a No Preset Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Preset Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line. Only available for Consumer Signature card, and does not apply to Signature Business or Signature Company. Certain limitations and restrictions may apply. Please refer to visa.com/signature for program details.
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15 Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf. Certain limitations and restrictions may apply. Please refer to visa.com/signature for program details.
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17 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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18 You and your eligible dependents are each covered for Accidental Death and Dismemberment Insurance whenever you have charged to your SKYPASS Visa card the entire cost of your travel fares on a common carrier (train, plane, bus, or ship). Restrictions and limitations apply. To receive a description of this coverage, please call the number on the back of your card.
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19 Free credit score access, Alerts and Score Simulator through TransUnion's CreditView Dashboard are available to U.S. Bank Online Banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the U.S. Bank Mobile app. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.
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