Turn Your Purchases into SKYPASS Miles

Frequently Asked QuestionsSKYPASS Visa Credit Cards 

How to Apply

Member Benefits
  • Click to Show/Hide How will I be rewarded for using the SKYPASS Visa card?
    • You'll receive one mile for every dollar spent (or one mile for every $2 on the No Annual Fee Card) using your card at millions of locations that accept Visa credit cards. These miles are combined in your Korean Air SKYPASS account with the flight miles and SKYPASS partner miles earned with Korean Air and SkyTeam partners.
  • Click to Show/Hide What are some of the other benefits of the SKYPASS Visa card?
    • Earning Power
      Use the SKYPASS Visa card for all purchases from airline tickets to hotels to gas and groceries to big-ticket items like computers and personal digital assistants to monthly recurring charges (mortgage, utilities, daycare services, or tuition).
    • Automatic Bill Payments
      Pay all of your bills with your SKYPASS Visa card. Contact merchants or service providers for exact details and acceptance.
    • AutoPay
      Pay your SKYPASS Visa card bill from any checking or savings account in the United States.
    • Free Internet Banking
      Sign-up via usbank.com to make transactions on your SKYPASS Visa card including transfers from checking or savings accounts, cash advances and payments. You will have the ability to view your credit card statement online. For Business cardmembers, you will also be able to view and manage your business expenses online.
    • Telephone Transfer
      Sign-up to make a payment on your SKYPASS Visa card from a U.S. Bank checking or savings account via the telephone.
    • Phone Pay
      Sign-up to make a payment on your SKYPASS Visa card from ANY checking or savings account in the United States.
    • Convenience Checks
      Contact Customer Service for convenience checks that allow you to make purchases from your SKYPASS Visa card.
  • Click to Show/Hide What are the additional features for U.S. Bank Checking or Savings account holders?
    • U.S. Bank Overdraft Protection
    Your SKYPASS Visa card protects your U.S. Bank Checking account from overdrafts in $25 increments up to your available credit limit, with the same APR as your Visa card.

    Expanded Account Access
    You can use your SKYPASS Visa card to access your U.S. Bank Credit, Savings, and Checking accounts at  any U.S. Bank ATM.

    Telephone Transfer
    You can transfer funds between your U.S. Bank accounts and your credit card account using your touch-tone phone. It's an easy and convenient way to pay your monthly bill.

  • Click to Show/Hide How long is Morning Calm Club membership valid for?
    • Two (2) years.  During the two-year Morning Calm Club membership period, fulfillment of any one of the following conditions will automatically extend the membership validity for the next two years2.
    • Accumulation of additional 30,000 or more flown miles on Korean Air
    • Additional 20 qualifying flight segments on Korean Air
    • Accumulation of additional 30,000 or more flown miles on Korean Air and partner companies combined, provided that at least 20,000 miles or 15 qualifying flight segments are on Korean Air
  • Click to Show/Hide Will I still receive my two (2) Korean Air VIP Lounge Coupons?
    • Yes, SKYPASS Visa Signature and Business primary cardmembers will receive two (2) Korean Air VIP Lounge Coupons each year, 8 to 10 weeks after your annual fee is paid, provided the SKYPASS Visa card is open and in good standing at time of renewal.  Annual fee must be paid in the month it is due to be eligible for Lounge Coupons.
  • Click to Show/Hide What are the terms and conditions of the Lounge Coupons?
    • Offer valid in conjunction with Korean Air and cannot be used with tickets issued by other airlines.  Lounge coupon is valid for one (1) Lounge use only and must be surrendered upon entering a Korean Air Lounge.  To access a Korean Air Lounge in North American Korean Air gateway cities and in Incheon, or to access KAL Prestige Lounge or KAL Concourse Lounge at Incheon en route to final destination, proceed directly to the Lounge with the Coupon.  Lounge access is subject to space availability.

Basic Card Facts
  • Click to Show/Hide Is the APR competitive?
    • The APR is competitive for credit cards that offer rewards. You pay no interest on purchases when you pay your bill in full by the payment due date each month.

Additional Questions
  • Click to Show/Hide Is customer service available in Korean?
    • Yes. Just call 866-286-8472 (866-249-3790 for Business). You’ll have the choice of connecting to a Korean-speaking customer service representative or using the automated 24-hour voice response system. The voice response system allows you to access detailed information about your account in English as well as in Korean.

Welcome to SKYPASS Visa
We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association ND, pursuant to license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

©2012 U.S. Bank National Association ND. All rights reserved. 


1 One domestic flight within Korea is counted as 0.5 qualifying flight segment. Any travel on tickets ineligible for mileage accrual is not counted as a qualifying segment.
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2 Failure to fulfill any of the above conditions will result in the conversion of the membership status to the base level.  After the membership has been reverted to the base level, if the member fulfills any one of the above conditions within a 2 year time frame, the membership will convert back to Morning Calm Club status.
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3 SKYPASS Visa card must be open and in good standing at time of annual renewal Bonus Miles award.  Annual fee must be paid in the month it is due to be eligible for renewal Bonus Miles credit.  Annual renewal Bonus Miles for the SKYPASS Visa Signature and Business cards is 2,000 and the SKYPASS Visa Classic card is 1,000.  Certain limitations and restrictions may apply.
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