Turn Your Purchases into SKYPASS Miles

Frequently Asked QuestionsSKYPASS Visa Credit Cards 

  • Click to Show/Hide Is the APR competitive?
  • The APR is competitive for credit cards that offer rewards. Keep in mind that you pay no interest if you pay your bill in full by the payment due date.
  • Click to Show/Hide How will I be rewarded for using the SKYPASS Visa card?
  • You'll receive one mile for every dollar spent (or one mile for every $2 on the No Annual Fee Card) using your card at millions of locations that accept Visa credit cards. These miles are combined in your Korean Air SKYPASS account with the flight miles and SKYPASS partner miles earned with Korean Air and SkyTeam partners.
  • Click to Show/Hide Is customer service available in Korean?
  • Yes. Just call 866-286-8472 (866-249-3790 for Business). You’ll have the choice of connecting to a Korean-speaking customer service representative or using the automated 24-hour voice response system. The voice response system allows you to access detailed information about your account in English as well as in Korean.
  • Click to Show/Hide What are some of the other benefits of the SKYPASS Visa card?
    • Earning Power
      Use the SKYPASS Visa card for all purchases from airline tickets to hotels to gas and groceries to big-ticket items like computers and personal digital assistants to monthly recurring charges (mortgage, utilities, daycare services, or tuition).
    • Automatic Bill Payments
      Pay all of your bills with your SKYPASS Visa card. Contact merchants or service providers for exact details and acceptance.
    • AutoPay
      Pay your SKYPASS Visa card bill from any checking or savings account in the United States.
    • Free Internet Banking
      Sign-up via usbank.com to make transactions on your SKYPASS Visa card including transfers from checking or savings accounts, cash advances and payments. You will have the ability to view your credit card statement online. For Business cardmembers, you will also be able to view and manage your business expenses online.
    • Telephone Transfer
      Sign-up to make a payment on your SKYPASS Visa card from a U.S. Bank checking or savings account via the telephone.
    • Phone Pay
      Sign-up to make a payment on your SKYPASS Visa card from ANY checking or savings account in the United States.
    • Convenience Checks
      Contact Customer Service for convenience checks that allow you to make purchases from your SKYPASS Visa card.
  • Click to Show/Hide What are the additional features for U.S. Bank Checking or Savings account holders?
  • U.S. Bank Overdraft Protection
    Your SKYPASS Visa card protects your U.S. Bank Checking account from overdrafts in $25 increments up to your available credit limit, with the same APR as your Visa card.

    Expanded Account Access
    You can use your SKYPASS Visa card to access your U.S. Bank Credit, Savings, and Checking accounts at  any U.S. Bank ATM.

    Telephone Transfer
    You can transfer funds between your U.S. Bank accounts and your credit card account using your touch-tone phone. It's an easy and convenient way to pay your monthly bill.

Welcome to SKYPASS Visa
We may change APRs, fees, and other Account terms in the future based on your experience with other creditors or with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

We will increase your rate to a Delinquency Rate if your payment is 15 calendar days past due or you exceed your credit limit 2 times in a 12 consecutive month period.

The creditor and issuer of the SKYPASS Visa card is U.S. Bank National Association ND and the card is available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

®2009 U.S. Bancorp. All rights reserved.