Better finance by managing your SKYPASS Visa® card account.

Below are resources to help you save time and money managing your account.

Automatic Bill Pay

Save time and money by eliminating the need to write checks, buy stamps or worry about mail delays by using your card to pay bills.

Plus, you'll enjoy the following benefits:

  • No more worrying about paying late – Your payment can be scheduled for the day it's due!
  • Payment tracking – See your payments on your monthly credit card statement
  • Earning miles – Earn miles faster when using your card to pay for your recurring bills
  • Zero fraud liability – You are Protected with Zero Fraud Liability1 

Conveniently pay your telephone, cable/satellite, utilities, insurance, wireless or Internet service with your card and maximize your rewards.

Please contact your billers directly to set up a one time or recurring payment using your card.  You can often set this up through their website.

Personal Credit Card Forms & Resources

You can add additional cards* for your family, or important people in your life, to your account at no cost. You’ll enjoy the peace of mind that comes with knowing the people close to you have access to a credit card account when they need it. To request an authorized user, simply complete and mail or fax the Authorized User Form (PDF)2.

*Primary cardholder is liable for charges made by their authorized users.

To add an individual to your Card as a Joint Owner, simply complete and mail or fax the Joint Owner Form (PDF).2

While logged into Online Banking, you can request a convenience check.

While logged into Online Banking, you can request a balance transfer.

SKYPASS Visa Cardmembers enrolled in Online Banking can now obtain their TransUnion® Credit Score3 – at absolutely no cost!

Business Credit Card Forms & Resources

The Authorized Officer is typically a business owner, president, partner, vice president or treasurer of your organization. They have full authority to make any updates, changes or requests for the business card account. There can be only one Authorized Officer and that person is required to be a cardmember.

To add an Authorized Officer please contact Cardmember Service at 866-249-3790.

The Authorized Representative is an individual who is given the authority to perform many administrative tasks on behalf of the Authorized Officer or company, such as:

  • Updating company account information
  • Adding or closing employee accounts
  • Adjusting employee credit limits
  • Making a payment or requesting statements

The role of the Authorized Representative is usually assigned to an office manager, controller, or someone in accounts payable, and that person is not required to be a cardmember.  There can be more than one Authorized Representative.

To add an Authorized Representative simply complete and mail or fax the Authorized Representative Form(PDF).2 

One of the many benefits of your business card program is the ability to provide your employees with company business cards to help manage business expenses. From client entertainment to travel expenses, their business cards will help them efficiently track their business purchases. Every employee will have a unique credit card account number and separate credit limit as designated by the Authorized Officer or Authorized Representative.

To add or change an Employee Account simply complete and mail or fax the Employee Change Form (PDF).2 

Central Bill Accounts have a credit limit for the entire company while each employee account has an individual credit limit (as determined by the Authorized Officer or Authorized Representative). Individual employee credit lines can be adjusted from $100 to the maximum of the company credit limit. The sum of all employee credit limits may exceed the company credit limit. In the example shown on right, the company credit limit is $30,000 with employee credit lines set between $5000 and $25,000.

Employee Credit LimitThe company will not be allowed to spend past its credit limit; nor will an Employee Cardmember be allowed to spend past its assigned credit limit. Therefore, once the sum of all cardmember spending has reached the company credit limit, the Authorized Officer should make a payment so that all cardmembers will be able to continue to use their cards. The Authorized Officer can request an individual cardmember’s credit limit be changed at any time.

To adjust individual credit limits, simply complete and mail or fax the
Employee Change Form (PDF).2 

You may request a company credit line increase by calling Cardmember Service. For increases over $25,000 of the total credit line, two years of recent financial statements are required, as well as the following information:

  • Required: Accountant-prepared balance sheet and 12-month income statement from the most recent two fiscal years, or two years of company tax returns. Interims also required if statements are over four months old.
  • Preferred: Audited financials, three years of financials, cash flow statements and tax returns.

Minimize your company's risk, while giving your employees the freedom to use their business credit cards with limits that you set. Visa Payment Controls is a free service you can use to individually customize each of your employee's business credit cards to control where, when and how your employees use them.

It's easy to set controls that limit individual card use by:

  • Time of day or day of week
  • Geographical area - both domestic and international
  • Merchant type - includes the ability to allow "gas only" purchases
  • Dollar amount
  • Transaction types - such as cash advances or cash withdrawals

Get started

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

While this U.S. Bank communication is offered in Korean, not all subsequent communications will be in that language. Some services and correspondence, including important documents related to opening and maintenance of our products (such as account agreements and statements), certain telephone numbers, website pages, and other Internet communications may be available only in English. Independent third party interpreters are available to assist you as needed.

©2018 U.S. Bank National Association.

U.S. Bank National Association • 200 South Sixth Street • Minneapolis, MN 55402

Subject to Credit Approval. Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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2 Your signature is required on some forms to authorize changes to your account. For your convenience, printable PDF forms are provided in these instances—simply print the form you need, complete it and mail or fax it to us. Adobe Reader Version 4.0 or higher is required to view the PDFs.
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3 Free credit score access, Alerts and Score Simulator through TransUnion's CreditView Dashboard are available to U.S. Bank Online Banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the U.S. Bank Mobile app. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.
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