SKYPASS Visa Secured Card

Special benefits – all while building your credit!1

Earn SKYPASS miles and enjoy special benefits while building your credit in the United States.

Annual fee: $50 view terms and conditions

Bonus Miles

  • 5,000 SKYPASS Bonus Miles after your first purchase2
  • 1,000 Bonus Miles at renewal3

Miles Earned

  • Earn 1 mile for every $1 you spend in eligible net purchases4

Travel Benefits

  • $250,000 in Travel Accident Insurance5
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership6
  • Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners7

Additional Features and Benefits:

  • Credit limit based on your deposit, from $300 to $5,000
  • Bilingual automated 24-hour account access
  • Bilingual customer service available
  • Worldwide acceptance and easy cash access
  • Smart chip technology for added security abroad
  • Auto Rental Collision Damage Waiver8
  • Online purchase security8
  • Earn SKYPASS miles even faster with Automatic Bill Payment
  • Get your VantageScore® – at no cost9
  • Lost and stolen card reporting
  • No cap on miles you can earn
  • SKYPASS Visa miles can be combined with your SKYPASS flight miles

Is a Secured Credit Card for me?

Yes, if you haven’t had the chance to establish credit in the United States yet.

How it works

  • To fund your Secured Card, print an application and mail a Cashier’s Check or Money Order
  • If your application is approved, we’ll send you a credit card with a credit line the same as your deposit.
  • The deposit is used to open a U.S. Bank Secured Savings Account to ensure your card can be paid. The secured savings account is FDIC-insured, earns interest and won’t be touched as long as your account remains open and in good standing.
  • Purchases with the card are billed to you each month as with any credit card. You’re responsible for making at least your minimum payment by the due date; payments are not automatically deducted from your secured savings account.
  • When you’ve managed all of your credit obligations responsibly consistently for 12 months, you’ll be well on your way to a strong credit standing, and we may be able to move you to an unsecured credit card product.
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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

While this U.S. Bank communication is offered in Korean, not all subsequent communications will be in that language. Some services and correspondence, including important documents related to opening and maintenance of our products (such as account agreements and statements), certain telephone numbers, website pages, and other Internet communications may be available only in English. Independent third party interpreters are available to assist you as needed.

©2018 U.S. Bank National Association.

U.S. Bank National Association • 200 South Sixth Street • Minneapolis, MN 55402

Subject to Credit Approval. Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1 Late payments and going over the credit limit may damage your credit rating.
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2 One-time new SKYPASS Visa cardmember Enrollment Bonus Miles will be awarded after you use your card for purchases. Please allow 6 to 8 weeks for Enrollment Bonus Miles to be credited to your SKYPASS member’s mileage account. Miles will be awarded to the primary cardmember account. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.
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3 Allow 8 to 10 weeks after the annual fee is paid for your annual renewal Bonus Miles to be awarded to your SKYPASS account. Annual fee must be paid in the month it is due to be eligible for renewal Bonus Miles credit. Certain limitations and restrictions may apply.
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4 Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see Cardmember Agreement for details.
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5 You and your eligible dependents are each covered for Accidental Death and Dismemberment Insurance whenever you have charged to your SKYPASS Visa card the entire cost of your travel fares on a common carrier (train, plane, bus, or ship). Restrictions and limitations apply. To receive a description of this coverage, please call the number on the back of your card.
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6 Morning Calm Club members are entitled to exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status. For more details, visit www.koreanair.com.
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7 Certain restrictions may apply. See www.koreanair.com for details.
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8 Certain conditions and exclusions apply. Refer to your SKYPASS Visa Guide to Benefits for more information.
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9 Free credit score access, Alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to U.S. Bank Online Banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the U.S. Bank Mobile app. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.
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