Special benefits – all while building your credit!1

Earn SKYPASS miles and enjoy special benefits while building your credit in the United States.

Annual fee: $50 view terms and conditions

Bonus Miles

  • 5,000 SKYPASS Bonus Miles after your first purchase2
  • 1,000 Bonus Miles at renewal3

Miles Earned

  • Earn 1 mile for every $1 you spend in eligible net purchases4

Travel Benefits

  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership5
  • Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners6

Additional Features and Benefits:

  • Credit limit based on your deposit, from $300 to $5,000
  • Bilingual automated 24-hour account access
  • Bilingual customer service available
  • Worldwide acceptance and easy cash access
  • Smart chip technology for added security abroad
  • Auto Rental Collision Damage Waiver7
  • Get your VantageScore® – at no cost8
  • Lost and stolen card reporting
  • No cap on miles you can earn
  • SKYPASS Visa miles can be combined with your SKYPASS flight miles

Is a Secured Credit Card for me?

Yes, if you haven’t had the chance to establish credit in the United States yet.

How it works

  • To fund your Secured Card, print an application and mail a Cashier’s Check or Money Order to:
    Cardmember Service
    P.O. Box 6363
    Fargo, ND 58125-6363
  • If your application is approved, we’ll send you a credit card with a credit line the same as your deposit.
  • The deposit is used to open a U.S. Bank Secured Savings Account to ensure your card can be paid. The secured savings account is FDIC-insured, earns interest and won’t be touched as long as your account remains open and in good standing.
  • Purchases with the card are billed to you each month as with any credit card. You’re responsible for making at least your minimum payment by the due date; payments are not automatically deducted from your secured savings account.
  • When you’ve managed all of your credit obligations responsibly consistently for 12 months, you’ll be well on your way to a strong credit standing, and we may be able to move you to an unsecured credit card product.