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Account Transactions

With Online Banking, you have the flexibility to make a same-day payment, schedule a future payment or sign up for AutoPay, where your payment is scheduled on the same day each month. You can use a U.S. Bank checking account or an external account to make payments to your credit card. If you choose to set up an external payment account, it only needs to be set up once for all future payments.

To make a payment:

  1. Log in to Online Banking.
  2. Under the "Bill Payments" tab, select "Pay My Account" or "Pay a U.S. Bank Account".
  3. Select the Account you are paying, and the Account you are paying from.
  4. Select the frequency, either "Once" for a onetime payment, or "Recurring" to set up AutoPay.
  5. Complete the remaining payment information and select "Continue".
  6. Submit your payment.

The cut-off time for same day Web (non-AutoPay) payments varies but generally ranges between 5 pm and 8 pm CT. Please contact Cardmember Service if you have questions about your applicable cut-off time.

Or, you can make a payment using your mobile phone (see Mobile Banking below).

Get the most out of your card when you add additional authorized users to your account*. You’ll have peace of mind knowing that the people close to you have credit when they need it. Plus, you’ll experience more convenience and control when spend and transactions are all on one statement. It’s easy to do online – just follow these simple steps.

To add an Authorized User to your account:

  1. Log in to Online Banking
  2. Under "Customer Service", select "Self Service".
  3. Under the Credit Card Section, select "Add Authorized User".
  4. Provide the information requested and submit!

*Primary cardmember is liable for charges made by their authorized users.

To request a balance transfer:

  1. Log in to Online Banking.
  2. Select your Card from the home page
  3. Select "Request a Balance Transfer" from the left navigation.
  4. Select your Account and click "Next".
  5. Click "Transfer a balance from another credit card."

Note: Mileage is not awarded for Balance Transfers.

Online convenience checks allow you to transfer balances or make payments to someone, and the amount will be billed to your Card. You can request that a booklet of checks be mailed directly to you.

To request convenience checks:

  1. Log in to Online Banking.
  2. Select your Card from the home page
  3. Select "Request a Convenience Check" from the left navigation.
  4. Select your Account and click "Next".
  5. Click "Order a booklet of Convenience Checks."
  6. Follow the simple instructions to request a Convenience Check.

Note: Mileage is not awarded for Convenience Checks.

To request a credit limit increase:

  1. Log in to Online Banking.
  2. Select "Self Service" under the "Customer Service" tab.
  3. Select "Request a Credit Limit Increase"
  4. If you have multiple cards, select your desired account and click "Continue".
  5. Follow the easy steps to enter your information and submit your request.
  6. We'll immediately review your information and provide instant approval or information on next steps.

If you need assistance, contact Cardmember Service by calling the phone number on the back of your card. For Secured Cards, contact Cardmember Service for additional information.

Business Cards

When you provide your employees with business cards, it’s easier to track business expenses, like travel and client entertainment. Every employee will have a unique credit card account number and separate spending limit as designated by the Authorized Officer or Authorized Representative. Learn to add or remove an employee account online.

To add or remove an employee card to your business account:

  1. Log in to Online Banking using your business card account profile.
  2. Under "Self Service" select "Manage Employees".
  3. To add an employee card select the "Add Employee" button and provide the requested information.
  4. To remove an employee select "Remove Employee", located to the right of the employee’s card information, and follow the prompts.
Account Preferences

When you enroll in Online Banking you will automatically have access to copies of your statement online. Going paperless reduces the risk of identity theft and fraud by eliminating the paper trail.

To go paperless:

  1. Log in to Online Banking.
  2. Under the "My Documents" tab, select "Paperless Preferences."
  3. Check the box next to the Credit Card account for which you would like to go paperless.
  4. Select "Continue".
  5. Select the destination you would like your Online Statement alert to be delivered to.
  6. Select "Continue" and then "Confirm".

You will receive an Account Alert each month when your online statement is posted.

Account Alerts notify you of important account activity, like a low balance or when a payment is due. You set up these alerts and select where you would like an email or text message notification delivered. Standard text messaging rates may apply from your mobile carrier.

The following alerts are available:

Statement and Payment Alerts

  • Online Statement Available
  • Payment Due
  • Payment Overdue
  • Payment Posted

Account Balance Alerts

  • Available Credit
  • Balance Exceeds Defined Amount

Transaction Alerts

  • Suspicious Transaction
  • Transaction Dollar Amount
  • Credit Posted
  • Debit Posted
  • Card Not Present
  • International Transaction
  • ATM Cash Withdrawal
  • Declined Transaction
  • Gas Station Purchase

To set up Account Alerts:

  1. Log in to Online Banking.
  2. Select "My Alerts" under the "Customer Service" tab.
  3. Click "Add Alerts" next to your Card account.

Security Alerts notify you know when sensitive personal information, like an ID or address, changes. These alerts do not require any set up and are automatically delivered to your primary email address.

You’ll be notified when the following events occur:

  • Address or phone number changes
  • Primary email address changes
  • Online Banking Personal ID or Password changes
  • Online Banking Personal ID and Password were disabled due to multiple, incorrect login attempts
  • Login assistance was requested to provide your Online Banking Personal ID
  • ID Shield changes (including setup, questions and answers or  image/sound and phrase changes)

HOW TO CHANGE WHERE SECURITY ALERTS ARE DELIVERED

To change your primary email address:

  1. Log in to Online Banking.
  2. Select "Edit Profile" under your name and email address.
  3. Click "Edit" next to Primary Email information.

U.S. Bank overdraft protection protects your U.S. Bank Checking account from costly overdrafts by automatically transferring cash to it from your Credit Card account.

Mobile Banking

You have the coolest phone, so why not pair it with the coolest banking app? Drop what you’re doing and get the new U.S. Bank Mobile App for iPhone!1

  • Make a payment - Pay your SKYPASS Visa card monthly payment.
  • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

Get the App Now:

  • Visit the app store on your phone and search for “US Bancorp”. 

   

Your phone can do almost anything — that includes running the best banking app around. Find out for yourself. Get the new U.S. Bank Mobile App for Android!1

  • Make a payment - Pay your SKYPASS Visa card monthly payment.
  • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

Get the App Now:

  • Visit the app store on your phone and search for “US Bank Mobile”.

   

Your BlackBerry is always by your side — make it even better by downloading the best banking app around. Get the new U.S. Bank Mobile App for BlackBerry!1

  • Make a payment - Pay your SKYPASS Visa card monthly payment.
  • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

Get the App Now:

  • Visit the app store on your phone and search for “US Bank Mobile”.

   

If your phone can access the web, you can enjoy the convenience of mobile banking.1 Just type m.usbank.com into any Web-enabled mobile phone, then log in with your Personal ID and Password.

  • Make a payment - Pay your SKYPASS Visa card monthly payment.
  • Stay in control of your money - Check balances, review transactions and transfer money between U.S. Bank accounts -- safely and securely.

Getting Started

Type m.usbank.com into any Web-enabled mobile device, then log in to U.S. Bank Mobile Banking.

Additional Features

With your Online Banking spend analysis, you can download a year-to-date summary for the current year, or an annual account summary for the two previous calendar years.

To access the spend analysis:

  1. Log in to Online Banking.
  2. On the My Accounts page, click the “View Spend Analysis” link under your Card.

Note: Data is loaded on a monthly basis and should be available by the 5th business day of the month. If you are attempting to access a new account, the account must go through one statement cycle before the data will become available.

SKYPASS Visa Consumer Cardmembers enrolled in Online
Banking can now obtain their TransUnion® Credit Score3 – at absolutely no cost!

Knowing your credit score can help you: 

  • Gain a greater understanding of your financial health
  • Learn how your score works by discovering what factors impact your score
  • Get email alerts when there are big changes to your credit report
  • Implement goals to improve or maintain your score

To get your free credit score:

  1. Log in to Online Banking.
  2. Select your SKYPASS Visa card.
  3. Select "Check Your Credit Score for Free" from the left navigation.

Not an Online Banking customer yet? Enroll Now!

To request a copy of your Cardmember Agreement:

  1. Log in to Online Banking.
  2. Select "Self Service" under the "Customer Service" tab.
  3. Select "Manage Your Credit Account."
  4. Click on "SKYPASS Visa® Card."
  5. Select "Request A Cardmember Agreement" and follow the easy steps to submit your request.

Your Agreement will be mailed to you within 7-10 business days.

With Online Banking, you can view your account balance and over two years of transactions.  You can also view Online Statements, building up to 7 years of history.

Online Banking is very secure and we will cover any losses if there's ever any unauthorized use of your account.4 We guarantee that every scheduled payment will be processed and applied to your account on time, or we will cover any related fees.5 It is called our Online Banking Risk Free Guarantee.

Not an Online Banking customer yet? Enroll Now!