SKYPASS VISA^® CARD

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SKYPASS Visa Signature^® Card

Superior Benefits and Privileges

Earn SKYPASS miles while enjoying exclusive benefits and privileges.

Annual fee: $95 view terms and conditions.

Apply Now for the SKYPASS Visa Signature card.

Bonus Miles

30,000 Bonus Miles after you spend $3,000 within first 90 days¹
2,000 Bonus Miles at renewal²

Accelerated Earn

2 Miles for every eligible $1 you spend on Korean Air ticket purchases³
2 Miles for every eligible $1 you spend at Gas Stations, EV charging stations and Hotels⁴
1 Mile for every $1 you spend on all other eligible purchases⁵

Exclusive from Korean Air

$50 Off coupon for Korean Air ticket purchase each year⁶
2 KAL Lounge coupons each year⁷
SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership⁸

Travel Benefits

No foreign transaction fees (view terms and conditions)
Travel & Emergency Assistance Services⁹
Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners¹⁰

Visa Signature Benefits

Visa Concierge with complimentary 24/7/365 travel and entertainment assistance¹¹
Visa Travel & Shopping special offers from fine hotels, resorts and retail merchants¹¹
Visa Sports & Entertainment access to advance ticket sales and preferred seating at popular events¹¹

No Preset Spending Limit for worry-free spending without a fixed limit¹²
ID Navigator Powered by NortonLifeLock provides tools to help keep you informed of threats that may affect your identity.¹³

Additional Features and Benefits:

Bilingual automated 24-hour account access
Bilingual customer service available
Worldwide acceptance and easy cash access
Lost luggage reimbursement⁹
Fraud Protection

Auto Rental Collision Damage Waiver¹⁴
Roadside Dispatch
Get your VantageScore^® – at no cost¹⁵
No cap on miles you can earn

SKYPASS Visa Signature^® Card

Apply Now for the SKYPASS Visa Signature card.

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

While this communication is offered in Korean, following U.S. Bank communications, and documents related to your contractual agreements, disclosures, notices, and statements, Internet and mobile banking services may only be available in English. If you need assistance with reading or understanding these documents, call Cardmember Service and ask for a Korean speaking representative.

U.S. Bank National Association • 200 South Sixth Street • Minneapolis, MN 55402

Subject to Credit Approval. Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

SKYPASS Visa Signature Business Visa card employee accounts: bonus and purchase miles plus discount coupons are credited to each employee’s individual SKYPASS account.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

¹ Spend $3,000 in Net Purchases on your account within the first 90 days of account opening and earn 30,000 Bonus Miles. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Bonus Miles will be credited to your account 6 to 8 weeks after you have met the spend requirement. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded. Select and Signature: Miles will be awarded to the primary cardmember account. Signature Business: Miles will be awarded to each employee's individual SKYPASS account. Spend on multiple cards may not be combined to meet the requirement.

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² Allow 8 to 10 weeks after the annual fee is paid for your annual renewal Bonus Miles to be awarded to your SKYPASS account. Annual fee must be paid in the month it is due to be eligible for renewal Bonus Miles credit. Certain limitations and restrictions may apply.

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³ Earn 2 miles for every $1 in qualifying Net Purchases on qualified Korean Air ticket purchases. Net purchases are purchases minus credits and returns. Qualified purchases include Korean Air tickets where Korean Air is the merchant of record on your statement, such as tickets purchased through Korean Air ticket agents or koreanair.com. Your SKYPASS Select, Visa Signature or Signature Business card must be used to make the purchase in order to be eligible for Double Miles. Any cancellations or credits of Korean Air ticket purchases will offset future Double Miles earned through additional Korean Air ticket purchases. All Double Miles postings are at the discretion of Korean Air. For business cardmembers, miles are credited to the employee’s individual SKYPASS account used to purchase the Korean Air ticket. For Double Miles discrepancies, please contact Korean Air Service Center at 1-800-438-5000.

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⁴ Earn 2 Miles for every $1 in qualifying Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as a gas station, electric vehicle charging station or hotel company. Miles are earned on qualifying Net Purchases. Net purchases are purchases minus credits and returns. Upon approval, see your Cardmember Agreement for details. Purchases qualify for miles based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. We will not award Miles for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products.

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⁵ Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

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⁶ Discount applies to qualified Korean Air ticket purchases on koreanair.com made within 90 days from the date the coupon is deposited into cardmember’s SKYPASS account. Primary cardmember will receive a $50 discount coupon in cardmember’s SKYPASS account upon SKYPASS Visa Signature or Signature Business card account opening and each anniversary date. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the coupons to be deposited into your SKYPASS account. Coupon applies to Prestige Class and Economy Class base fares, excluding taxes and surcharges. Certain destination and fare types may not be eligible for discount offer. Coupon is valid from Korean Air North American gateways to Asia on Korean Air operated flights with the same outbound (departure route) and inbound (return route) trip itinerary and may not be applied to tickets with stopovers and multi-leg journey. To locate your coupon, (1) log in to your account on koreanair.com by clicking Login on the top right side of koreanair.com main page, (2) click My Dashboard, (3) select My Coupons tab, and (4) check your coupon listed under My promotional coupons. To redeem the coupon, (1) log in to account on koreanair.com, (2) click Book a Flight from the top menu bar and book your flight, (3) in Payment section, click Promotion Coupon within Coupon Discount and choose your discount coupon and click Apply, (4) discount coupon amount will be deducted from Base Fare. Discount will be canceled and full fare will be charged if any changes are made after ticket has been issued. Discount may not be applied to award tickets, upgrade awards, tickets which include other airline flights, or tickets that have already been issued. Coupon is non-transferrable, non-refundable and non-endorsable. This discount ticket offer cannot be combined with any other offer. The Account must be open and in good standing at time the discount is applied. Your SKYPASS Visa Signature or Signature Business card must be used to make the ticket purchase in order to use the ticket coupon. Cardmembers must pay annual fee in the month it is due to be eligible for the ticket discount.

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⁷ Offer valid in conjunction with Korean Air tickets on Korean Air operated flights and cannot be used with tickets issued by other airlines. Korean Air Airport Lounges in Korean Air gateway cities within North America and Seoul (Incheon), Korea only. Lounge Coupon is valid for one (1) lounge use only and must be surrendered upon entering a Korean Air Lounge. To access a Korean Air Lounge in North American Korean Air gateway cities, or to access the KAL Prestige Lounge or KAL Concourse Lounge at Incheon after check-in or en route to the final destination, proceed directly to the Lounge with the Coupon. Each year, the primary cardmember will receive two (2) Lounge Coupons by mail 8 to 10 weeks after your annual fee is paid. Cardmembers must pay annual fee in the month it is due to be eligible for Lounge Coupons.

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⁸ Morning Calm Club members are entitled to exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status. For more details, visit www.koreanair.com.

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⁹ Certain conditions and exclusions apply. Refer to your SKYPASS Visa Guide to Benefits for more information.

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¹⁰ Certain restrictions may apply. See www.koreanair.com for details.

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¹¹ Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

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¹² The Signature card provides the benefit of a No Preset Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Preset Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line. Only available for Consumer Signature card, and does not apply to Signature Business or Signature Company. Certain limitations and restrictions may apply. Please refer to visa.com/signature for program details.

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¹³ No one can prevent all identity theft. To confirm eligibility, visit www.cardbenefitidprotect.com.

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¹⁴ Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered SKYPASS Visa Select, Signature or Signature Business Card to secure transactions. Please refer to your Guide to Benefits for further details and full terms and conditions to determine if this auto rental coverage is right for you.

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¹⁵ Free credit score access, Alerts and Score Simulator through TransUnion's CreditView^™ Dashboard are available to U.S. Bank Online Banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the U.S. Bank Mobile app. The free VantageScore^® credit score from TransUnion^® is for educational purposes only and not used by U.S. Bank to make credit decisions.

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SKYPASS Visa Signature® Card

Superior Benefits and Privileges

Bonus Miles

Accelerated Earn

Exclusive from Korean Air

Travel Benefits

Visa Signature Benefits

Additional Features and Benefits:

SKYPASS Visa Signature® Card

SKYPASS Visa Signature^® Card

SKYPASS Visa Signature^® Card