SKYPASS Visa^® Business Card

Powerful Tools for Business and Travel

Earn SKYPASS miles with your business expenses while utilizing powerful business tools and card features.

Annual fee: $95 view terms and conditions.

Apply Now for the SKYPASS Select Visa card.

Bonus Miles

30,000 Bonus Miles after you spend $3,000 within first 90 days¹
2,000 Bonus Miles at renewal²

Accelerated Earn

2 Miles for every net eligible $1 you spend on Korean Air ticket purchases³
2 Miles for every net eligible $1 you spend at Gas Stations and Hotels⁴
1 Miles for every $1 you spend on all other eligible net purchases⁵

Exclusive from Korean Air

$50 Off coupon for Korean Air ticket purchase each year⁶
2 KAL Lounge coupons each year⁷
SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership⁸

Travel Benefits

No foreign transaction fees (view terms and conditions)
Travel & Emergency Assistance Services⁹
$500,000 in Travel Accident Insurance¹⁰
Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners¹¹

Tools for Business

Add on employees
Your business name on the card
Free quarterly and annual expense reports
U.S. Bank Connect — your FREE online business resource to help you start, run and grow your business

Additional Features and Benefits:

Bilingual automated 24-hour account access
Bilingual customer service available
Worldwide acceptance and easy cash access
Smart chip technology for added security abroad
Auto Rental Collision Damage Waiver⁹

Purchase Security/Extended Protection⁹
Roadside Dispatch⁹
Lost and stolen card reporting
No cap on miles you can earn

Plus, a special offer for SKYPASS Visa Business cardholders:

Get hassle-free savings for your business with Visa SavingsEdge. Enroll your eligible SKYPASS Visa Business card for free at www.visasavingsedge.com/skypass1. Then, use your enrolled card when you shop at participating merchants. Your discounts will appear as credits on future account statements. For complete details and to enroll your card for FREE today, visit www.visasavingsedge.com/skypass1.

SKYPASS Visa^� Business Card

Apply Now for the SKYPASS Visa Signature card.

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

While this U.S. Bank communication is offered in Korean, not all subsequent communications will be in that language. Some services and correspondence, including important documents related to opening and maintenance of our products (such as account agreements and statements), certain telephone numbers, website pages, and other Internet communications may be available only in English. Independent third party interpreters are available to assist you as needed.

U.S. Bank National Association • 200 South Sixth Street • Minneapolis, MN 55402

Subject to Credit Approval. Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

¹ Spend $3,000 in Net Purchases on your account within the first 90 days of account opening and earn 30,000 Bonus Miles. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Bonus Miles will be credited to your account 6 to 8 weeks after you have met the spend requirement. Miles will be awarded to the primary cardmember account. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.

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² Allow 8 to 10 weeks after the annual fee is paid for your annual renewal Bonus Miles to be awarded to your SKYPASS account. Annual fee must be paid in the month it is due to be eligible for renewal Bonus Miles credit. Certain limitations and restrictions may apply.

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³ Earn 2 miles for every $1 in qualifying Net Purchases on qualified Korean Air ticket purchases. Net purchases are purchases minus credits and returns. Qualified purchases include Korean Air tickets where Korean Air is the merchant of record on your statement, such as tickets purchased through Korean Air ticket agents or koreanair.com. Your SKYPASS Visa Business card must be used to make the purchase in order to be eligible for Double Miles. Any cancellations or credits of Korean Air ticket purchases will offset future Double Miles earned through additional Korean Air ticket purchases. All Double Miles postings are at the discretion of Korean Air. For business cardmembers, miles are credited to the employee’s individual SKYPASS account used to purchase the Korean Air ticket. For Double Miles discrepancies, please contact Korean Air Service Center at 1-800-438-5000.

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⁴ Earn 2 Miles for every $1 in qualifying Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as a gas station or hotel company. Miles are earned on qualifying Net Purchases. Net purchases are purchases minus credits and returns. Upon approval, see your Cardmember Agreement for details. U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which Purchases will qualify and in which category. We will not award Miles for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products.

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⁵ Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

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⁶ Primary cardmember will receive a $50 discount coupon in cardmember’s SKYPASS account upon SKYPASS Visa Signature or Business card account opening and each anniversary date. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the coupons to be deposited into your SKYPASS account. Discount applies to qualified Korean Air ticket purchases on koreanair.com made within 90 days from the date the coupon is deposited into cardmember’s SKYPASS account. Coupon applies to Prestige Class and Economy Class base fares, excluding taxes and surcharges. Certain destination and fare types may not be eligible for discount offer. Coupon is valid from Korean Air North American gateways to Asia on Korean Air operated flights with the same outbound (departure route) and inbound (return route) trip itinerary and may not be applied to tickets with stopovers and multi-leg journey. To locate your coupon, (1) log in to your account on koreanair.com by clicking Login on the top right side of koreanair.com main page, (2) click My Dashboard, (3) select My Coupons tab, and (4) check your coupon listed under My promotional coupons. To redeem the coupon, (1) log in to account on koreanair.com, (2) click Book a Flight from the top menu bar and book your flight, (3) in Payment section, click Promotion Coupon within Coupon Discount and choose your discount coupon and click Apply, (4) discount coupon amount will be deducted from Base Fare. Discount will be canceled and full fare will be charged if any changes are made after ticket has been issued. Discount may not be applied to award tickets, upgrade awards, tickets which include other airline flights, or tickets that have already been issued. Coupon is non-transferrable, non-refundable and non-endorsable. This discount ticket offer cannot be combined with any other offer. The Account must be open and in good standing at time the discount is applied. Your SKYPASS Visa Signature or Business card must be used to make the ticket purchase in order to use the ticket coupon. Cardmembers must pay annual fee in the month it is due to be eligible for the ticket discount.

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⁷ Offer valid in conjunction with Korean Air tickets on Korean Air operated flights and cannot be used with tickets issued by other airlines. Korean Air Airport Lounges in Korean Air gateway cities within North America and Seoul (Incheon), Korea only. Lounge Coupon is valid for one (1) lounge use only and must be surrendered upon entering a Korean Air Lounge. To access a Korean Air Lounge in North American Korean Air gateway cities, or to access the KAL Prestige Lounge at Incheon after check-in or en route to the final destination, proceed directly to the Lounge with the Coupon. Each year, the primary cardmember will receive two (2) Lounge Coupons 8 to 10 weeks after your annual fee is paid. Cardmembers must pay annual fee in the month it is due to be eligible for Lounge Coupons.

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⁸ Morning Calm Club members are entitled to exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status. For more details, visit www.koreanair.com.

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⁹ Certain conditions and exclusions apply. Refer to your SKYPASS Visa Guide to Benefits for more information.

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¹⁰ You and your eligible dependents are each covered for Accidental Death and Dismemberment Insurance whenever you have charged to your SKYPASS Visa card the entire cost of your travel fares on a common carrier (train, plane, bus, or ship). Restrictions and limitations apply. To receive a description of this coverage, please call the number on the back of your card.

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¹¹ Certain restrictions may apply. See www.koreanair.com for details.

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SKYPASS Visa® Business Card

Powerful Tools for Business and Travel

Bonus Miles

Accelerated Earn

Exclusive from Korean Air

Travel Benefits

Tools for Business

Additional Features and Benefits:

Plus, a special offer for SKYPASS Visa Business cardholders:

SKYPASS Visa� Business Card

SKYPASS Visa^® Business Card

SKYPASS Visa^� Business Card