SKYPASS Select Visa Signature� Credit Card - Earn premium travel benefits!

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¹SKYPASS Select Visa Signature Card: Spend $5,000 in Net Purchases with your SKYPASS Select Visa Signature Card within the first 90 days of account opening and earn a one-time bonus of 60,000 Bonus Miles. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances (including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, interest charges and Fees, credit insurance charges, transactions to fund certain prepaid card products, or transactions to purchase cash convertible items or funds from the U.S. Mint. Upon approval, see your Cardmember Agreement for details. Bonus miles will be credited to your account 6 to 8 weeks after you have met the spend requirement. Spend on multiple cards may not be combined to meet the requirement. Existing or previous SKYPASS Select Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Miles will be awarded to the primary cardmember account.

² Discount applies to qualified Korean Air ticket purchases only on koreanair.com made within one (1) year from the date the coupon is deposited into the cardmember's SKYPASS account. SKYPASS Select Visa Signature primary cardmember will receive two (2) 5% discount coupons in the cardmember’s SKYPASS account upon SKYPASS Select Visa Signature Card account opening and each anniversary year. Account anniversary year means the year beginning with your account open date through anniversary of your account open date, and each 12 months thereafter. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the coupons to be deposited into your SKYPASS account.

To locate your coupon, (1) log in to your account on koreanair.com, (2) click ‘My’ icon, (3) select ‘Coupon’ under Wallet, and (4) check your coupon listed under ‘Flight Coupons’. To redeem the coupon, (1) log in to your account on koreanair.com, (2) book your flights, (3) in ‘Pay’ section, click ‘Coupon/discount coupon’ and choose your discount coupon and click ‘Apply’, (4) discount coupon amount will be deducted from Base Fare.

Coupon applies to Prestige Class and Economy Class base fares and excludes taxes, fees and other ancillary surcharges. Certain destination and fare types may not be eligible for discount offers. Coupon is valid for flights operated and marketed by Korean Air, excluding codeshare flights, from Korean Air North American gateways to the following destinations: Korea, China, Japan, Southeast Asia, and Southwest Asia. Coupon is available for flight reservation for up to two travelers and may be used by the primary cardmember and one (1) companion on the same reservation record. Discount will be canceled and full fare will be charged if any changes are made after the ticket has been issued and reissue penalty and other fees may apply. Discount may not be applied to award tickets, upgrade awards, tickets which include other airline flights, or tickets that have already been issued. Coupon is non-transferrable, non-refundable and non-endorsable and can only be used once. Use of the coupon is subject to all koreanair.com purchase rules and regulations. This discount ticket offer cannot be combined with any other offer. Unused discount coupon cannot be rolled over.

The Account must be open and in good standing at time the discount is applied. Your SKYPASS Select Visa Signature Card must be used to make the ticket purchase in order to use the ticket coupon. Cardmembers must pay an annual fee in the month it is due to be eligible for the ticket discount.

³ Earn 3 miles for every $1 in eligible net purchases on qualified Korean Air ticket purchases. Net purchases are purchases minus credits and returns. Eligible purchases include Korean Air tickets where Korean Air is the merchant of record on your statement, such as tickets purchased through Korean Air ticket agents or koreanair.com. Your SKYPASS Select Visa Signature Card must be used to make the purchase in order to be eligible for Triple Miles. Any cancellations or credits of Korean Air ticket purchases will offset future Triple Miles earned through additional Korean Air ticket purchases. All Triple Miles postings are at the discretion of Korean Air. For Triple Miles discrepancies, please contact Korean Air Service Center at 1-800-438-5000.

⁴ Automatic statement credit(s) totaling up to $200 will be applied to your Account when a SKYPASS Select Visa Signature Card is used for purchases made directly from airlines, hotels, or car rental companies. Credit(s) apply to eligible Net Purchases that post to your Account each anniversary year. Account anniversary year means the year beginning with your account open date through anniversary of your account open date, and each 12 months thereafter. Only one total credit amount of up to $200 per Cardmember year per Account, regardless of which Card(s) was/were used for the transaction(s). If eligible purchase is greater than $200, credit will be limited to $200. Net Purchases during each billing cycle will be calculated for transactions that a merchant classifies as an airline, hotel, or car rental company and a corresponding statement credit will be applied to your Account the next time it cycles. Net purchases are purchases minus credits and returns. U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which purchases will qualify. We reserve the right to adjust or reverse any portion or all of any travel credit for unauthorized purchases or transaction credits.

⁵ Earn 2 miles for every $1 in eligible net purchases made at airlines, hotels, car rental companies, restaurants, fast-food restaurants, or bars. Net purchases are purchases minus credits and returns. Purchases qualify for miles based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Not all transactions are eligible to earn rewards, such as Advances (including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, interest charges and Fees, credit insurance charges, transactions to fund certain prepaid card products, or transactions to purchase cash convertible items or funds from the U.S. Mint. Please allow 1-2 statement billing cycles for your bonus miles to appear on your credit card statement. Refer to your Cardmember Agreement for full details.

⁶ Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see Cardmember Agreement for details.

⁷ Certain terms, conditions and exclusions apply. You must complete either the Global Entry^® and/or TSA PreCheck^® application(s) and pay the application fee(s) with your SKYPASS Select Visa Signature Card. For complete details on the TSA PreCheck^® program, including full terms and conditions, go to www.tsa.gov/precheck. The TSA PreCheck^® trademark is used with the permission of the U.S. Department of Homeland Security. Please refer to your Welcome materials received with your card for further details and full terms and conditions.

⁸ Offer is only eligible for SKYPASS Select Visa Signature cardmembers. Please allow 6-8 weeks for delivery of In-Flight Duty Free Coupons. Coupons may only be redeemed when purchasing duty free item onboard a Korean Air flight and may not be used or redeemed on online orders or in airports. Coupons are valid until expiration date. Coupons are non-transferable and have no cash value, and any unused portion of a coupon will not be refunded in cash or credit or any other manner. Must use SKYPASS Select Visa Signature Card for purchases that exceed coupon dollar value. Each coupon may be redeemed for purchase of $50 and over. Two coupons may be redeemed at once for purchase of $100 and over. Korean Air and U.S. Bank are not responsible for lost, stolen or damaged coupons. Coupons will not be replaced. Coupon cannot be combined with any other offers. Cardmembers must pay annual fee in the month it is due to be eligible for Inflight Duty Free Coupons.

⁹ Each year, the primary cardmember will be issued two (2) complimentary KAL Lounge vouchers after account opening and each anniversary date after the annual fee is paid on time. These vouchers are valid for 1 year from the date of issue. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the vouchers to be deposited into your SKYPASS account. The access is available on Korean Air owned airport lounges in the USA (Los Angeles, New York, Honolulu) and KAL Prestige Lounge in Incheon, Korea only. Lounge voucher is valid for one (1) person, one (1) time use only and must be redeemed upon entering a KAL Lounge or you must provide your SKYPASS number. The primary cardmember can bring one (1) accompanying passenger flying on a same flight to access the lounge after redeeming one (1) additional voucher. To access the lounge after check-in or en route to the final destination, proceed directly to the lounge and provide your SKYPASS membership number. Cardmembers must pay an annual fee in the month it is due to be eligible for lounge vouchers. The vouchers are valid in conjunction with Korean Air tickets on Korean Air operated flights and cannot be used with tickets issued by other airlines. Lounge access is subject to space availability.

¹⁰ 10,000 annual renewal Bonus Miles will be awarded to your SKYPASS account after you spend a minimum of $35,000 in net purchases with your SKYPASS Select Visa Signature Card within the first 12 months of account opening and each 12 months thereafter when you meet the minimum spend requirement. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances (including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, interest charges and Fees, credit insurance charges, transactions to fund certain prepaid card products, or transactions to purchase cash convertible items or funds from the U.S. Mint. In order for the renewal Bonus Miles credit to be paid, the account must be open and in good standing (not overlimit or past due) in the month of the account annual renewal. The value of these rewards may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such rewards. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice. Earned annual renewal Bonus Miles will be awarded to your SKYPASS account each year within eight to ten weeks of the anniversary of your account open date. Miles will be awarded to the primary cardmember account. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.

¹¹ 5,000 Bonus Miles will be awarded to your SKYPASS account after you spend a minimum of $15,000 in net purchases within 12 months of account opening with your SKYPASS Select Visa Signature Card and each 12 months thereafter when you meet the minimum spend requirement. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances (including wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Convenience Checks, Balance Transfers, interest charges and Fees, credit insurance charges, transactions to fund certain prepaid card products, or transactions to purchase cash convertible items or funds from the U.S. Mint. Bonus Miles will be credited to your account 6 to 8 weeks after you have met the spend requirement. Miles will be awarded to the primary cardmember account.

¹² Certain conditions and exclusions apply. Refer to your SKYPASS Select Visa Signature Guide to Benefits for more details.

¹³ Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered SKYPASS Select Visa Signature Card to secure transactions. Please refer to your Guide to Benefits for further details and full terms and conditions to determine if this auto rental coverage is right for you.

Skypass Select Visa Signature^® Card

Earn 60,000 Bonus Miles

Skypass Select Visa Signature^® Card

Earn 60,000
Bonus Miles

Save 5% on
Korean Air

3X miles on
Korean Air

$200 travel
credit

Earn faster on travel and more.

3X miles

2X miles

2X miles

2X miles

1X mile

Carry on additional benefits and savings.

Use your card. Get a bonus.

10,000 Bonus Miles

5,000 Bonus Miles

Additional card features:

Get a $200 travel credit and make travel more rewarding.⁴

Skypass Select Visa Signature® Card

Earn 60,000 Bonus Miles

Skypass Select Visa Signature® Card

Earn 60,000 Bonus Miles

Save 5% on Korean Air

3X miles on Korean Air

$200 travel credit

Earn faster on travel and more.

3X miles

2X miles

2X miles

2X miles

1X mile

Carry on additional benefits and savings.

Use your card. Get a bonus.

10,000 Bonus Miles

5,000 Bonus Miles

Additional card features:

Get a $200 travel credit and make travel more rewarding.4

Skypass Select Visa Signature^® Card

Skypass Select Visa Signature^® Card

Earn 60,000
Bonus Miles

Save 5% on
Korean Air

3X miles on
Korean Air

$200 travel
credit

Get a $200 travel credit and make travel more rewarding.⁴