SKYPASS Visa Credit Card - Earn SKYPASS Miles on Korean Air Flights so you can fly for free on Korean Airlines!

SKYPASS VISA^® CARD

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YOUR ACCOUNT

Earn
30,000 Bonus Miles¹
and
get 2 KAL Lounge
coupons²

Learn more about earning 30,000 bonus miles >

Skypass Visa Signature^® Card

Enhance your experience

Apply now - Skypass Visa Signature card Learn more about the Skypass Visa Signature card

2X miles on Korean Air, Gas Stations, EV Charging Stations & Hotels³^,⁴
Korean Air ticket discount annually⁵
KAL Lounge coupons annually ²
Visa Signature benefits
$95 Annual fee - View Signature card terms and conditions

Skypass Select Visa Signature^® Card

Premium travel benefits

Apply now - Skypass Select Visa Signature card Learn more about the Skypass Select Visa Signature card

Up to $200 annual travel credit⁶
2X miles on Korean Air, Other Airlines, Car Rental, Hotels³^,⁴
Korean Air ticket discount annually⁵
KAL Lounge coupons annually ²
Trip Delay, Trip Cancellation⁷
$450 Annual fee - View Select card terms and conditions

Skypass Visa Signature^® Business Card

Ideal for Small Business

Apply now - Skypass Visa Signature Business card Learn more about the Skypass Visa Signature Business card

2X miles on Korean Air, Gas Stations, EV Charging Stations & Hotels³^,⁴
Korean Air ticket discount annually⁵
KAL Lounge coupons annually ²
Add on employees
$95 Annual fee - View Business card terms and conditions

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

In the event of discrepancy between the English and Korean languages on this document, the English version will prevail.

While this communication is offered in Korean, following U.S. Bank communications, and documents related to your contractual agreements, disclosures, notices, and statements, Internet and mobile banking services may only be available in English. If you need assistance with reading or understanding these documents, call Cardmember Service and ask for a Korean speaking representative.

U.S. Bank National Association • 200 South Sixth Street • Minneapolis, MN 55402

Subject to Credit Approval. Account must be open and in good standing to earn rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

SKYPASS Visa Signature Business Visa card employee accounts: bonus and purchase miles plus discount coupons are credited to each employee’s individual SKYPASS account.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

¹ Spend $3,000 in Net Purchases on your account within the first 90 days of account opening and earn 30,000 Bonus Miles. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Bonus Miles will be credited to your account 6 to 8 weeks after you have met the spend requirement. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded. Select and Signature: Miles will be awarded to the primary cardmember account. Signature Business: Miles will be awarded to each employee's individual SKYPASS account. Spend on multiple cards may not be combined to meet the requirement.

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² Offer valid in conjunction with Korean Air tickets on Korean Air operated flights and cannot be used with tickets issued by other airlines. Korean Air Airport Lounges in Korean Air gateway cities within North America and Seoul (Incheon), Korea only. Lounge Coupon is valid for one (1) lounge use only and must be surrendered upon entering a Korean Air Lounge. To access a Korean Air Lounge in North American Korean Air gateway cities, or to access the KAL Prestige Lounge or KAL Concourse Lounge at Incheon after check-in or en route to the final destination, proceed directly to the Lounge with the Coupon. Each year, the primary cardmember will receive two (2) Lounge Coupons by mail 8 to 10 weeks after your annual fee is paid. Cardmembers must pay annual fee in the month it is due to be eligible for Lounge Coupons.

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³ Earn 2 miles for every $1 in qualifying Net Purchases on qualified Korean Air ticket purchases. Net purchases are purchases minus credits and returns. Qualified purchases include Korean Air tickets where Korean Air is the merchant of record on your statement, such as tickets purchased through Korean Air ticket agents or koreanair.com. Your SKYPASS Select, Visa Signature or Signature Business card must be used to make the purchase in order to be eligible for Double Miles. Any cancellations or credits of Korean Air ticket purchases will offset future Double Miles earned through additional Korean Air ticket purchases. All Double Miles postings are at the discretion of Korean Air. For business cardmembers, miles are credited to the employee’s individual SKYPASS account used to purchase the Korean Air ticket. For Double Miles discrepancies, please contact Korean Air Service Center at 1-800-438-5000.

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⁴SKYPASS Select Visa card: Earn 2 Miles for every $1 in qualifying Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as an airline, hotel or car rental company. Miles are earned on qualifying Net Purchases. Net purchases are purchases minus credits and returns. Upon approval, see your Cardmember Agreement for details. Purchases qualify for miles based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. We will not award Miles for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. SKYPASS Visa Signature & Signature Business card: Earn 2 Miles for every $1 in qualifying Net Purchases during each billing cycle for transactions made directly with merchants who classify their business as a gas station, electric vehicle charging station or hotel company. Miles are earned on qualifying Net Purchases. Net purchases are purchases minus credits and returns. Upon approval, see your Cardmember Agreement for details. Purchases qualify for miles based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. We will not award Miles for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products.

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⁵SKYPASS Select Visa card: Discount applies to qualified Korean Air ticket purchases on koreanair.com made within 90 days from the date the coupon is deposited into cardmember’s SKYPASS account. Primary cardmember will receive a $100 discount coupon in cardmember’s SKYPASS account upon SKYPASS Select Visa card account opening and each anniversary date. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the coupons to be deposited into your SKYPASS account. Coupon applies to Prestige Class and Economy Class base fares, excluding taxes and surcharges. Certain destination and fare types may not be eligible for discount offer. Coupon is valid from Korean Air North American gateways to Asia on Korean Air operated flights with the same outbound (departure route) and inbound (return route) trip itinerary and may not be applied to tickets with stopovers and multi-leg journey. To locate your coupon, (1) log in to your account on koreanair.com by clicking ‘Login’ on the top right side of koreanair.com main page, (2) click ‘My Dashboard’, (3) select ‘My Coupons’ tab, and (4) check your coupon listed under ‘My Promotional Coupons’. To redeem the coupon, (1) log in to account on koreanair.com, (2) click ‘Book a Flight’ from the top menu bar and book your flight, (3) in ‘Payment’ section, click ‘Promotion Coupon’ within ‘Coupon Discount’ and choose your discount coupon and click ‘Apply’, (4) discount coupon amount will be deducted from Base Fare. Discount will be canceled and full fare will be charged if any changes are made after ticket has been issued. Discount may not be applied to award tickets, upgrade awards, tickets which include other airline flights or tickets that have already been issued. Coupon is non-transferrable, non-refundable and non-endorsable. This discount ticket offer cannot be combined with any other offer. The Account must be open and in good standing at time the discount is applied. Your SKYPASS Select Visa card must be used to make the ticket purchase in order to use the ticket coupon. Cardmembers must pay annual fee in the month it is due to be eligible for the ticket discount. SKYPASS Visa Signature & Signature Business card: Discount applies to qualified Korean Air ticket purchases on koreanair.com made within 90 days from the date the coupon is deposited into cardmember’s SKYPASS account. Primary cardmember will receive a $50 discount coupon in cardmember’s SKYPASS account upon SKYPASS Visa Signature or Signature Business card account opening and each anniversary date. Please allow 10 business days from new account opening and up to 4-6 weeks for anniversary accounts, for the coupons to be deposited into your SKYPASS account. Coupon applies to Prestige Class and Economy Class base fares, excluding taxes and surcharges. Certain destination and fare types may not be eligible for discount offer. Coupon is valid from Korean Air North American gateways to Asia on Korean Air operated flights with the same outbound (departure route) and inbound (return route) trip itinerary and may not be applied to tickets with stopovers and multi-leg journey. To locate your coupon, (1) log in to your account on koreanair.com by clicking Login on the top right side of koreanair.com main page, (2) click My Dashboard, (3) select My Coupons tab, and (4) check your coupon listed under My promotional coupons. To redeem the coupon, (1) log in to account on koreanair.com, (2) click Book a Flight from the top menu bar and book your flight, (3) in Payment section, click Promotion Coupon within Coupon Discount and choose your discount coupon and click Apply, (4) discount coupon amount will be deducted from Base Fare. Discount will be canceled and full fare will be charged if any changes are made after ticket has been issued. Discount may not be applied to award tickets, upgrade awards, tickets which include other airline flights, or tickets that have already been issued. Coupon is non-transferrable, non-refundable and non-endorsable. This discount ticket offer cannot be combined with any other offer. The Account must be open and in good standing at time the discount is applied. Your SKYPASS Visa Signature or Signature Business card must be used to make the ticket purchase in order to use the ticket coupon. Cardmembers must pay annual fee in the month it is due to be eligible for the ticket discount.

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⁶ Automatic statement credit(s) totaling up to $200 will be applied to your Account when a SKYPASS Select Visa card is used for purchases made directly from airlines, hotels, or car rental companies Credit(s) apply to eligible Net Purchases that post to your Account on a Cardmember-year basis (based on Account opening date). Only one total credit amount of up to $200 per Cardmember year per Account, regardless of which Card(s) was/were used for the transaction(s). If eligible purchase is greater than $200, credit will be limited to $200. Net Purchases during each billing cycle will be calculated for transactions that a merchant classifies as an airline, hotel or car rental company and a corresponding statement credit will be applied to your Account the next time it cycles. Net purchases are purchases minus credits and returns. U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which purchases will qualify. We reserve the right to adjust or reverse any portion or all of any travel credit for unauthorized purchases or transaction credits.

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⁷Visit visa.com/signature for more details on the benefits of your Signature card.

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Earn 30,000 Bonus Miles1 and get 2 KAL Lounge coupons2

Skypass Visa Signature® Card

Skypass Select Visa Signature® Card

Skypass Visa Signature® Business Card

Earn
30,000 Bonus Miles¹
and
get 2 KAL Lounge
coupons²

Skypass Visa Signature^® Card

Skypass Select Visa Signature^® Card

Skypass Visa Signature^® Business Card